Blog
"Money is like an arm or leg - use it or lose it." Henry Ford
Why Sophisticated Investors Are Turning to the Safety of Conservative Annuities to Invest in Stocks Now? As a financial advisor, I’ve noticed a growing trend: seasoned investors are turning to conservative annuities—not because they’re...
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Can World News Get Any Worse
"The best thing about the future is it comes one day at a time" Abraham Lincoln This May and June, the global news cycle reads like a pressure cooker on high heat.Protests are spreading across the United States, with riots escalating...
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Technical Analysis: Staying One Step Ahead
Technical analysis continues to be our compass in a market driven by noise, rotation, and rising uncertainty. While economic data and Fed policy remain in the spotlight, it’s the price action—tracked through relative strength, momentum...
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When Growth Pays the Bills: What History Says About Stocks, Debt & Opprotunity
Worried about the national debt? You’re not alone. But what if the best way out isn’t panic or austerity—but simply growth? History offers a compelling answer. After World War II, U.S. debt soared to 114% of GDP. Sound familiar? But...
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Stop the Madness: The Undeniable Consequences of Tariffs
Tariffs may sound like a bold strategy to protect domestic industries, but history and economics paint a clear picture of their real impact. While some sectors may see short-term gains, the broader economy often suffers in ways that...
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Understanding Recessions and Market Dynamics
The U.S. economy has experienced cycles of expansions and contractions throughout its history. Since 1854, there have been 34 recessions, with an average duration of approximately 17 months. However, post-World War II recessions have...
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History Repeating Itself: Trump, Cleveland, and the Cycles of Leadership and Division
History Repeating Itself: Trump, Cleveland, and the Cycles of Leadership and Division In the annals of American history, only one president has been elected, lost re-election, and then returned to the presidency for a non-consecutive...
Read MoreREPUBLICANS WIN THE ELECTION
In the Last 80 Years, 40 Years Have Been Under a Republican President and 40 Years Have Been Under a Democratic President: The Impact of a Republican Win on Markets and GDP As the nation heads into another election cycle, it’s natural...
Read MoreMaximizing Income for a Wealthier Retirement
IN THE NEWS For high-net-worth investors approaching retirement, managing consistent income is essential. One effective strategy is using variable annuities with income-for-life features to cover fixed expenses. These annuities provide...
Read MoreWhy Thriving Asset Management Called Tesla a Buy at $171.12: A Vision for the Future
IN THE NEWS On July 2nd, I recommended Tesla as a buy at $171.12, even after Wells Fargo downgraded the stock. For those unfamiliar, this downgrade blocked thousands of financial advisors from buying Tesla in their managed accounts,...
Read MoreMarket Dynamics Shift as Big Tech Dominance Wanes (Bloomberg)
IN THE NEWS The investment landscape is shifting. A recent Bloomberg article highlights a significant change in market dynamics, particularly concerning the “Magnificent Seven” tech giants—Apple, Microsoft, Alphabet, Amazon, Nvidia,...
Read MoreCyber Security
IN THE NEWS IBM has created a threat force assessment “IBM X-Force Threat Intelligence Index”. This is a sweeping research project across the internet and cyberspace to inform programmers and companies on the current threats to their...
Read MorePimco Warns of More US Regional Bank Failures on Property Pain
IN THE NEWS Pimco Warns of More US Regional Bank Failures on Property Pain. Banks selling quality assets first to avoid big losses Pimco has been amassing property portfolios for 18 months This is a recent headline from Bloomberg:...
Read MoreYou Have To Know About Artificial Intelligence
IN THE NEWS You Have To Know About Artificial Intelligence! The Invisible Hand of Capitalism is a concept I first came across in studying Adam Smith’s Wealth of Nations. Where he is attributed to be the discoverer of Capitalism....
Read MoreDividends are Dead!
What investors don’t realize: today there is a lot of information about the value of dividends and dividend investing that is obsolete. Dividends are at their lowest point in history. Where are dividend yields going from here? Up or...
Read MoreA "new" Cold War?
IN THE NEWS A "new" Cold War? Are we in a new Cold War? We would have to compare current events to the 1950s. What is a reasonable basis of comparison? The Doomsday Clock. It was invented for the Cold War. You will recall from our...
Read MoreDon’t Lose it Now!
SCHEDULE TIME WITH ME You have made it this far. You are staring down nearly $1,000,000 dollars in money coming in. You, and perhaps your spouse, have been dreading the chore of what to do with it. The day is here the money hits your...
Read MoreThe History of the Federal Debt
IN THE NEWS Here we go again! The History of the Federal Debt. The US debt is High. Really high. Perhaps higher than it has ever been in the history of the Nation. There are a lot of ways to look at debt. One is the total amount owed....
Read MoreThe Psychology of Money: Are You a Bull or a Bear? (And the Timing of the Market)
What you heard at the top of the stairs when you were a kid is the most significant determinant in how you feel about money. The first lesson in money comes from your parents–your hopes, your fears, your aspirations, and what you...
Read MoreFederal Reserve Raising Interest Rates
IN THE NEWS After a dismal 2 years of the Federal Reserve raising interest rates at a rate faster than at any other time in history, we saw these higher rates affect our Insured California Municipal Bonds.As an indicator, one of the...
Read MoreCommercial Real Estate - Mortgages
IN THE NEWS Commercial real estate delinquency rates are approaching pandemic levels, and 25-year-olds are concerned about their mental health. Is a mental health pandemic on the horizon? Jumbo mortgages for a purchase, as of this...
Read MoreThe Attitude of Gratitude
November-December Blog The Attitude of Gratitude As we are headed into the Holiday season and honoring our Veterans the word “grateful” comes up a lot. The University of California has concluded what religious...
Read MoreThe Real Challenge That You Are Missing to A Healthy Portfolio
The Real Challenge That You Are Missing to A Healthy Portfolio The Real Challenge to a healthy portfolio is our own behavior. We know what the right thing is, but we become uncomfortable. In this inconvenience we forget our goals and...
Read More"If You're Going Through Hell, Keep Going", Winston Churchill
IN THE NEWS For the first time in a long time, our troops are home and in relative safety. COVID-19 has given way to a sense of normality as we are able to gather again for the Holidays. I understand a few of you are going through...
Read MoreSetting Up a Healthy Portfolio!
IN THE NEWS How do we set up a healthy portfolio while the government is in gridlock and conflicts rage in the Middle East and Ukraine? For this month’s blog, I had the chance to sit down with Erik Davidson—the former executive...
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